● Together, we prosper
Circle of Prosperous YouthInterest-FreeCooperative
Building financial prosperity together through disciplined savings, interest-free lending, and collective investment. RC No. 7379803
ABOUT US
Empowering Youth Through Cooperative Finance
CPYIF is a registered cooperative society dedicated to promoting financial inclusion, interest-free lending, disciplined savings, and the economic empowerment of Nigerian youth. Founded in 2023 and formally registered with the CAC in 2024.
- ✓Zero interest on all loans
- ✓Flexible weekly savings plans
- ✓Automated dividend distribution
- ✓Transparent governance structure
BENEFITS
Why Join CPYIF?
Everything you need to grow financially — savings, loans, shares, dividends, and community.
Weekly Savings
Build wealth consistently with structured weekly savings plans tailored to your membership type.
Interest-Free Loans
Access loans with zero interest — up to 3x your savings based on your membership grade.
Share Investment
Grow your wealth by investing in cooperative shares at N10,000 per unit with quarterly dividends.
Development Fund
Collective development levy supports community projects and member welfare initiatives.
Weekly Meetings
Stay connected with live online meetings every Wednesday for updates and decision-making.
Grade Progression
Progress from Active to Silver to Golden membership, unlocking greater loan benefits.
MEDIA
Join the Movement
Empowering youth through interest-free financial services since 2021
Watch Our Story
BECOME A MEMBER
LOAN FREE INTEREST COOPERATIVE
MEMBERSHIP
Choose Your Plan
Appearance Member
Popular- ✓Weekly savings from N2,500
- ✓Interest-free loan access
- ✓Share ownership rights
- ✓Dividend earnings
- ✓Online meeting access
Non-Appearance Member
- ✓Weekly savings from N3,000
- ✓Interest-free loan access
- ✓Share ownership rights
- ✓Dividend earnings
- ✓Online meeting access
OUR HISTORY
From 10 Members to a Thriving Community
The cooperative began in early 2022 when ten dedicated members came together to address specific challenges encountered in their workplace by pooling resources and supporting one another. What started as an informal collaboration was built on trust, unity, and a shared commitment to improving the welfare of every member. Formally registered with the CAC in 2023, CPYIF has remained committed to promoting financial inclusion, interest-free lending, and the overall economic empowerment of its members.
TESTIMONIALS
What Our Members Say
“CPYIF changed my financial life. The interest-free loan helped me expand my business without the burden of interest payments.”
“The weekly savings discipline has helped me build a savings culture I never had before. I'm proud to be a member.”
“Joining CPYIF was the best financial decision I ever made. The support from executives and members is unmatched.”
“I was able to purchase a motorcycle for my business thanks to the property loan scheme. The process was smooth and transparent.”
“The online portal makes everything so easy - I can track my savings, apply for loans, and attend meetings from anywhere.”
“CPYIF has built something truly special. The trust, the transparency, and the genuine care for members' growth sets it apart from anywhere else.”
FAQs
Frequently Asked Questions
How do I become a member?
Register online, pay the required registration fee, and complete your onboarding requirements.
What is the minimum savings required?
The minimum varies by membership type, starting from N2,500 weekly for Appearance Members.
How do interest-free loans work?
Loans are approved based on savings capacity, membership grade, and cooperative contribution history.
Can I participate online?
Yes. Members can attend weekly online meetings and manage accounts through the member portal.
PLATFORM DEVELOPMENT
Built with Vision & Dedication
The CPYIF Cooperative website is one of the significant achievements of Akintunde Kehinde Sofiullahi in advancing the growth and digital transformation of the cooperative. Over a period of more than three years, he conceived, planned, designed, and developed the platform as part of his broader initiative to modernize the cooperative's operations, improve service delivery, and create a sustainable digital ecosystem for all members.
MEMBER PORTAL
Welcome, Member
Access savings, loan requests, meeting updates, and your cooperative profile securely from one place.
Ready to Join the Circle?
Start your journey to financial freedom with CPYIF. Register today and become part of a growing community of prosperous youth.